First Federal Savings Bank in Elkhart is more than a bank. In addition to its deposit products, both unique and traditional, the locally owned bank is the area's leading home loan lender.
First Federal Savings Bank, located at 2926 South Main Street in Elkhart, is one of six branches under the direction of the bank founder and current president Richard E. Belcher. The home office in Rochester was founded in 1966. Other branch offices are in Winamac, Bremen, Plymouth, and Mishawaka.
Andy Harlow, President of First Federal's Elkhart Division, said, ''Local Ownership allows First Federal to provide local loan servicing on all loans, from origination to payoff. We provide a diverse selection of loan options, including FHA loans, conventional fixed and adjustable loan programs, construction loans, and in-house portfolio loans.
Service is First Federal's specialty. Customers don't have to go to First Federal's office to fill out a loan application. As an Equal Housing Lender, First Federal's loan originators can take applications in a home, at a realtor's office, or at a place of business. Applications can also be submitted via our website via www.firstfederalbanking.com. After a borrower has met underwriting guideline and the originator has explained the details, such as how delivery fees may impact the loan, the loan can be closed at a time and place of the customer?s choosing. Service continues after the loan because First First's loan department offers support throughout the life of the loan.